Innovative finance solutions for digital growth

QMIS TBS Capital Group (QMIS), a multifaceted services provider specialising in advisory, brokerage, venture capital and emerging sectors such as clean energy and biomedical devices, has collaborated with Tencent Cloud, a leading global cloud solutions provider, to develop a comprehensive consumer finance platform.

This partnership aims to drive QMIS’s digital transformation and elevate its offerings in the financial services sector.

The new platform, which integrates a comprehensive consumer credit management system, features convenient mobile internet access and streamlined loan processes, including pre- and mid-loan checks, disbursement, monitoring and accounting, as well as a credit product factory.

To further enhance its capabilities, QMIS is also joining forces with W Smartlink Capital Sdn Bhd, a licensed leading provider of microloans, to seamlessly integrate its microloan feature into QMIS’s platform for an improved customer experience.

By leveraging Tencent Cloud’s fintech expertise, QMIS makes a significant step towards achieving its digital transformation goals.

Through secure, adaptable and distributed Infrastructure as a Service (IaaS) and Platform as a Service (PaaS) solutions, the collaboration will provide QMIS with a robust digital foundation.

IaaS is a cloud computing model that delivers on-demand access to essential computing resources, including servers, storage, networking, and virtualisation. PaaS is a cloud computing model that provides a versatile and scalable environment for developing, deploying, running and managing applications.

Furthermore, the integration of QMIS’s mobile app with cutting-edge technologies, such as identity authentication solution with facial verification and Optical Character Recognition (OCR) capabilities and electronic contracts, will ensure seamless digital connectivity for its users.

This collaboration also marks a shift towards platform-driven business transformation, with QMIS adopting a microservices architecture for enhanced scalability and responsiveness, alongside an integrated big data system that fosters data-driven growth.

Also, the introduction of an intelligent decision-making system tailored to consumer finance scenarios will empower QMIS to optimise its business processes and enhance customer experiences.

This cutting-edge platform will enable QMIS to expedite approvals and loans to high-quality clients, thereby enhancing operational efficiency, optimising resource allocation, reducing costs, streamlining user experiences and fueling rapid business expansion.

“We are excited to partner with Tencent Cloud to develop this innovative consumer finance platform,” said QMIS TBS Capital Group chief executive officer Dr Mazlan Ahmad.

“This collaboration will enable us to leverage Tencent Cloud’s advanced technologies and expertise to enhance our digital capabilities and better serve our clients in the financial services sector.”

“We are committed to assisting companies in their digital transformation journey and we are thrilled to work with QMIS to develop this cutting-edge consumer finance platform,” said Tencent Cloud International senior vice president Poshu Yeung.

“Our fintech solutions will help QMIS establish a strong digital foundation, enhance its connectivity and drive business efficiency, ultimately benefiting its clients and the industry as a whole.”

The collaboration between QMIS and Tencent Cloud represents a major milestone in the financial services sector, highlighting how partnership and innovation can drive digital transformation and foster growth.

For further information and updates, visit and